Retirement Planning Now:
Save the miscellaneous earnings.

Retirement planning now will enlighten you to save your extra earnings. You probably now have the plan on how to attain your goals. We can still improve our plan by adding additional savings on our bottom line.

Where will we get our additional money to add in our savings? We can get it in our weekly budget. How? You have that specific budget written down. That particular budget will sustain your weekly expenses.

For example, you’ve set a 1,000 budget weekly. This budget is allotted for your food, savings, transportation allowance, bills and the like. Tip, when setting a budget, plan all the expenses that might come thus you will not be distressed on where to get the additional funding for miscellaneous activities.

Our week is now going smoothly because of our plan towards prosperity. How can we still add additional savings from our budget plan? 99.9% certain that your weekly budget will not be consumed. Not all the weeks of your budget will be consumed therefore there will be weeks that you have spare money.

The question, where will we place our spare money? In reality, we tend to splurge it on unnecessary expenses. Especially, when we got spare earnings, we tend to splurge it all in one night. There is the notion of one time big time spending.

Actually, it is acceptable to spend the spare money because you planned the savings rate of your earnings. Remember, our formula to wealth is earnings less savings then the rest will be allotted for expenses. Also, we will splurge at the right time. The right time is when our passive income is stable enough to sustain our lifestyle.

Retirement planning now would like to ponder that adding more money in our bottom line will take us faster to financial freedom. Bottom line, it is highly recommended that your spare money will be allotted immediately for savings. In our weekly budget plan, if there will be spare money at the end of the week thus save the extra fund immediately for savings.

We need to be patient in achieving our goals. Nothing will happen with a mindset of delaying the action towards wealth. What is the point of delaying? The reason behind of procrastination is a comfort zone. We get used to the idea of being employed or being secured in earning then spending. This cycle must come to an end. You are the answer to your dreams. Take the first step to break the ice.

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